Zero Down Mortgages

You don’t have to have a down payment in order to realize your dream of home ownership. We can help you buy a home with a zero down mortgage loan. With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments and credit history, rather than how large a down payment you’ve saved.

Buying a home is something we all dream about, usually for years. You may have saved money for a down payment, but just don’t have enough to buy your dream home. If that’s the case, a piggyback loan may be the best option for you. Different than a zero down mortgage, a piggyback loan is actually two mortgages. The first mortgage is for 75-80% of the purchase price. The “piggyback” loan (or second mortgage) covers the shortfall between the purchase price and your down payment savings. Let us help you explore all your mortgage options. We look forward to helping you!

Peregrine Lending Company is a division of BWC Mortgage Services, CA Dept of RE License 01218426.
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